Qlo Analysis
What is Qlo?
Qlo uses AI to run the commercial underwriting workflow from submission to renewal for submission-heavy MGAs and program administrators. The platform converts Excel raters into live pricing engines, automates submission intake by extracting data from broker attachments in under 2 minutes, and evaluates hundreds of endorsements in real time. Qlo works alongside existing PAS systems so teams can write more business without adding headcount.
Location
San Francisco, United States
Employees
1-10
Founded
2025
Industry
FinTech, Insurance
AI Pattern
AI-native application
Builds Hardware
Software only
Business Model v4
Fintech
Delivery Model
Self-serve SaaS / software
Extruct Category
Fintech
Founders LinkedIn
- Ryan Hu: https://www.linkedin.com/in/chenshuohu/
- Liv Huang: https://www.linkedin.com/in/livhg
Sub-cluster
underwriting automation
YC Partner
Gustaf Alstromer
Product Description
Qlo offers an AI-driven platform designed to streamline the commercial underwriting workflow for submission-heavy Managing General Agents (MGAs) and program administrators. The main product offerings include:
-
Rater Converter: This feature transforms traditional Excel raters into live pricing engines, allowing for real-time pricing adjustments and evaluations.
-
Submission Intake: Qlo automates the submission intake process by extracting data from broker attachments in under two minutes, significantly reducing manual data entry time.
-
Real-Time Endorsement Evaluation: The platform can evaluate hundreds of endorsements in real time, enabling underwriters to maintain control over appetite, pricing, and terms while increasing throughput and efficiency.
Key Features and Benefits:
- Increased Efficiency: By automating data extraction and endorsement evaluations, Qlo allows teams to process more submissions without the need for additional headcount.
- Enhanced Control: Underwriters can manage pricing and terms effectively, ensuring that they remain in control of the underwriting process.
- Integration with Existing Systems: Qlo works alongside existing Policy Administration Systems (PAS), making it easier for teams to adopt without overhauling their current workflows.
Overall, Qlo's offerings are designed to enhance productivity and streamline the underwriting process in the commercial insurance sector.
See something that needs updating? Suggest edits to this profile.