Chart Analysis
What is Chart?
Chart provides real-time access to verified IRS tax records and transcripts. Its developer API returns structured JSON from tax documents and includes SDKs, sandbox environments, and documentation. The company targets fintech and financial institutions that need authenticated tax data for onboarding and income verification workflows.
Location
San Francisco, California, 94117, US
Employees
1-10
Founded
2022
Product Features & Capabilities
- Instant access to verified tax records, real-time access to client tax records, verified documents from government sources, structured JSON data from tax documents, developer-friendly REST API, multiple submission options for clients, enterprise-grade security including non-persistent credentials, SOC 2 Type II compliance, granular access for users, PII reduction options.
Business Model
Subscription-based model with revenue from API access and partnerships with fintech companies.
Market Focus
Chart primarily focuses on the fintech industry, specifically in automating income verification and client onboarding processes by providing access to verified tax records from the IRS.
Competitors Overview
The main competitors of Chart in the fintech market, particularly in income verification and tax record access, include:
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Ocrolus:
- Description: Ocrolus offers an AI-driven income verification platform that streamlines the validation of borrower information for lenders. It automates the income verification process, allowing for quick and accurate assessments.
- Advantages:
- Provides automated income verification for various borrower types, including traditional and self-employed individuals.
- Reduces human error and processing time, enabling lenders to make decisions on more loans in less time.
- Integrates with multiple data sources for real-time verification, enhancing accuracy and efficiency.
- Website: Ocrolus
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Hurdlr:
- Description: Hurdlr provides an income tax API that helps users verify their income for tax purposes. It focuses on automating the income verification process for fintechs and small business platforms.
- Advantages:
- Offers a user-friendly interface for income verification, making it accessible for small businesses and fintech companies.
- Integrates with various financial data sources to provide accurate income verification.
- Website: Hurdlr
These competitors differ from Chart primarily in their approach to income verification and the specific features they offer, such as the types of borrowers they cater to and the integration capabilities with financial data sources.
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