Sivo Analysis
What is Sivo?
Sivo offers tech-enabled debt capital solutions, providing companies access to $20M in debt through an API for efficient lending.
Employees
15
Founded
2020
Revenue
$7.7M
Company Stage
Seed
YC Batch
W21
Product Features & Capabilities
- Debt capital solutions, up to $20M in debt capital, API for lending integration, interest-only facilities, real-time reporting, no upfront fees, performance-based leverage, supports B2C and B2B lending programs, no-code options with Zapier.
Pricing
- Pricing is based on APR% (interest on funds drawn).
- Minimum monthly fee applies if it is greater than the interest due.
- Additional fee for late reporting may be incurred.
Who are the founders of Sivo
KH
Kate Hiscox
Founder
DC
Dani Conejo Rico
Founder
Market Focus
Sivo primarily focuses on the financial technology (fintech) industry, specifically providing tech-enabled debt capital solutions that allow companies to lend to their users at scale through an API.
Investors
- Bali Venture Partners
- Emles Venture Partners
- Nordstar Partners
- Orange DAO
- Rankin Ventures
- Y Combinator
- Flucas Ventures
Competitors Overview
Sivo operates in the tech-enabled debt capital solutions market, primarily offering API-based lending solutions. Its main competitors include:
- Banxware:
- Overview: Banxware specializes in embedded lending technology, enabling platforms to offer fully digital business loans. They fo
Business Model
Debt-as-a-service model; revenue from interest on loans and fees for API access.
Company Pricing
- Pricing is based on APR% (interest on funds drawn).
- Minimum monthly fee applies if it is greater than the interest due.
- Additional fee for late reporting may be incurred.
See something that needs updating? Suggest edits to this profile.