Hedge is a San Francisco specialty placement shop for retail agents handling hard-to-place commercial risks. The company uses direct market access, named contacts, and a four-person account model on every file. It places E and S lines across property, liability, inland marine, auto, cyber, management, EPLI, and environmental risks.
Hedge Specialty offers a range of specialty insurance products tailored for retail agents and carriers. Their main offerings include:
Commercial Property Insurance: Provides coverage for various property risks, ensuring businesses are protected against potential losses.
General Liability Insurance: Offers liability coverage ranging from $1 million to $100 million, safeguarding businesses against claims of bodily injury or property damage.
Excess Liability Insurance: Extends beyond the limits of standard liability policies, providing additional coverage for high-risk situations.
Cyber & Technology Errors and Omissions Insurance: Covers risks associated with cyber incidents and technology-related errors, crucial for businesses in the digital age.
Management Liability Insurance: Protects private and public companies against claims related to management decisions and actions.
Environmental & Pollution Insurance: Addresses risks associated with environmental damage and pollution, essential for businesses in certain industries.
Key features of Hedge Specialty's offerings include:
These features and benefits make Hedge Specialty a valuable partner for retail insurance agents seeking specialty coverage.