HEVN Analysis
What is HEVN?
HEVN provides business banking and payments infrastructure across 100+ countries. The platform supports local business account details, payroll, contractor agreements, vendor payouts, cards, and settlement through app, API, or CLI. It also includes agent-oriented workflows with Claude Code and controls such as sub-accounts, spending limits, and supervision.
Location
San Francisco, United States
Employees
1-10
Founded
2026
Industry
FinTech
AI Pattern
Not primarily AI
Blog Category
Fintech
Builds Hardware
Software only
Business Model v4
Fintech
Delivery Model
Self-serve SaaS / software
Sub-cluster
cross-border payments
YC Partner
Pete Koomen
Product Description
HEVN offers a range of financial technology services designed for businesses operating across borders. Their main product offerings include:
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Local IBAN Accounts: HEVN allows users to open local accounts in various jurisdictions, including the EU, US, and UAE. This feature enables businesses to easily collect and send payments. The onboarding process is quick, taking 1-2 days, and includes audit-ready reporting.
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Unlimited Virtual Cards: Businesses can issue an unlimited number of virtual cards, which come with spend controls. Users can also earn 0.5% cashback on company spending, making this a cost-effective solution for managing expenses.
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Payments & Payroll Management: The platform facilitates the creation of invoices, collection of payments, and management of payment requests. It supports multiple payment methods, including ACH, wire transfers, SEPA, and stablecoins, providing flexibility for international transactions.
These offerings are particularly beneficial for finance teams in multinational corporations and small to medium enterprises looking to expand internationally.
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