dLocal Analysis

dLocal offers a white-labeling service called Direct Issuing, which allows merchants to issue their own branded prepaid cards for both online and in-store shopping. This service is designed to facilitate payments in local currencies and simplifies the payment process for users. Through a single API integration, merchants can manage their users' cards, enabling functionalities such as sending funds, approving payments, and making payouts. The Direct Issuing service allows companies to issue revenue share payments in the form of prepaid cards, which can be utilized for various transactions without requiring a bank account. Consumers can use these cards to shop, pay bills, cash out, and make or receive international payments. This offering is particularly beneficial for businesses looking to expand their payment solutions in emerging markets.